Does Planet Fitness Accept Credit Cards? The Surprising Truth Revealed!

If you are into health and wellness, you must have definitely heard about Planet Fitness. It is one of the most popular gym chains globally and for good reason.

Planet Fitness clubs charge as low as $10 for their classic membership option and $25 for their Black Card membership on a monthly basis.

That is insanely cheap compared to some of the other commercial gym chains in the United States. And PF has all the high-end equipment and machines that you would need to push in some good workouts.

Naturally, Planet Fitness clubs are jam-packed with thousands of members across the country.

If you are looking to become a member yourself, there’s an important question that you need to answer – will Planet Fitness accept payments made via a credit card?

Let’s find out.

Does Planet Fitness Accept Credit Cards
Ehrlif /

Does Planet Fitness Accept Credit Cards?

Most Planet Fitness clubs only accept recurring payments made through a member’s checking account. As such, they don’t accept payments made through a credit card.

However, some local franchises might have their own individual policies and might be accepting prepayments made through credit cards. But even then, you will have to give them your checking account information for seamless transactions.

The checking account requirement is a Planet Fitness standard, and mostly all clubs adhere to it. If you don’t have a checking account, you will have to make one, as they usually won’t take credit cards as an acceptable payment method.

Why Does Planet Fitness Not Take Credit Cards?

You might think that using a credit card is one of the most convenient ways to process transactions electronically. But that is not always the case.

Planet Fitness has many long-term plans like annual or semi-annual memberships that require frequent billings and recurring payments. In such a case, credit cards might not be the best or the most convenient option for the gym.

That’s because the members will have to constantly update their payment information in case their credit card is stolen, expired, or lost. With a checking account, this will no longer be the issue as all the transactions will be completed automatically from the member’s bank account.

To provide maximum convenience and minimum interruptions in the billing process, Planet Fitness generally accepts payments made through checking accounts only. That is why a credit card is not accepted in most of their clubs.

Don’t miss:

Does Planet Fitness Accept Cash Payments
Does Planet Fitness Have Kettlebells
Does Planet Fitness Have a Scale
Are Planet Fitness Weights Lighter

Final Words

Many members don’t like the idea of sharing their checking account information with third-party entities, even if it is a reliable brand like Planet Fitness.

However, most PF clubs are inflexible in this regard and will require you to make your recurring payments via a checking account. The main reason behind this is to ensure that there are minimal complications during the billing process for the members, the staff, as well as the administration.